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Simplified Employee Pension (SEP)

Simplified Employee Pension

Ideal for Small Business

The SEP IRA is the most basic of several retirement plan options for small businesses, but it still provides core benefits for both business owners and employees. Ideally suited to small business and the self-employed, SEP offers your employees retirement savings plans that are tax-deductible for your business. As an employer, you are eligible to participate in the plan as well.

SEPs are typically adopted by business owners to provide retirement benefits for the business owners and their employees.